For high earners who build wealth, not track pennies. We execute the tedious financial admin in the shadows, so you don't have to.
Premium cardholders leave money behind constantly. A subscription nobody cancelled. A late fee that should have been waived. A statement credit that expired unclaimed. Each one is too small to be worth an afternoon on the phone, and collectively they are worth a great deal.
Amalgamic connects to your accounts, finds those amounts, and recovers them — cancelling, disputing and claiming on your behalf. You approve the objective; we handle the admin.
People whose time is worth more than the amounts being chased. If an hour of your attention is worth more than the $45 late fee, the rational move is to ignore it — which is exactly why these amounts go unclaimed, and exactly the gap Amalgamic exists to close.
Annual-fee cards come with credits, offers and protections that mostly go unused because tracking them is a job.
You would rather state an objective once than manage a process. Text what you want; we execute it.
If you already track every credit and file your own disputes, you are doing what we do — and you are probably doing it well.
We never receive your bank login, and we cannot move money between accounts. Access is granted through Plaid or Spinwheel and is revocable at either end.
The work happens in the background. You should hear from us when something has been recovered, not while it is being chased.
We never sell your financial data, and we never train AI models on it. Full detail in the privacy policy.
Money we find belongs to you. It goes back to the account it came from, not to a balance you have to withdraw.
We do not integrate with banks one at a time. Two regulated data providers do that work, which is why coverage reaches more than 12,000 US institutions rather than a handful of national names.
Transaction and balance data across national banks, regionals, credit unions and brokerages. Larger institutions use OAuth, so you log in on your bank's own page.
Liability and debt accounts — loans, lines of credit and balances that transaction feeds alone tend to miss.
The full picture is on the supported banks page.
Questions about the product, the company, or anything else — the contact page has the right address for each.